Wilfrid Loiseau
Mortgage Loan Originator
NMLS: 1677265
Wilfrid Loiseau
Mortgage Loan Originator
NMLS: 1677265
If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for t
Aug 18, 2021 |
Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up with their mortgage payments.According to the Consumer Financial Protection Bureau, around 3% of all residential mortgage borrowers are no
Aug 11, 2021 |
Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi
Aug 04, 2021 | Credit
When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important
Jul 28, 2021 | Purchasing a Home
Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo
Jul 21, 2021 | Purchasing a Home
Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you achieve those fiscal goals, you may wonder what effect
Jul 14, 2021 | Refinancing a Home